Education Savings Accounts Open New Doors for Your Child’s Education
Across the country, over 1 million K–12 families are discovering a powerful opportunity: public scholarship programs that help fund the education that fits their child best.
Explore your state below to learn how ESA funding can help support your child’s classical Christian education.
What Is an Education Savings Account?
Education Savings Accounts are state-funded scholarships that help families pay for a wide range of educational expenses.
Instead of assigning all education funding to a single school, ESAs allow families to direct those funds toward the educational resources their child needs most.
That might include:
- Online classes
- Curriculum and textbooks
- Private school tuition
- Educational technology
- Tutoring and enrichment
Each state administers its ESA program a little differently. Eligibility, funding amounts, and approved purchases vary.
That’s where Veritas can help.
Our team regularly works with ESA families and can help you understand how these programs apply to your child’s educational journey.
Personalized Education
Build an educational path tailored to your child’s strengths, interests, and needs.
Expanded Opportunity
Many families can now access educational options that once felt financially out of reach.
Flexible Learning
Combine curriculum, online learning, and other educational resources to create the best fit for your child.
Find ESA Resources for Your State
Education Savings Account programs vary by state, but they all share a common purpose: helping families access educational opportunities that fit their children.
Select your state on the map ↓
Arizona Empowerment Scholarship Account
Quick Facts
Arizona’s ESA program allows families to use state education funds for a wide range of educational expenses, helping parents create a customized education that fits their child.
Average Annual Amount
About $7,400 per student, with higher amounts available for students with disabilities.
Arkansas Educational Freedom Accounts
Quick Facts
Arkansas Educational Freedom Accounts (EFA) provide flexible financial assistance to families for both in-person and at-home educational expenses. This program supports a personalized education path tailored to each student’s needs.
Maximum Amount
Up to $6,856
Florida ESAs
Quick Facts
Florida’s Tax Credit Scholarship Program (FTC) and Family Empowerment Scholarship for Educational Options (FES-EO) help families customize their child’s K-12 education. Families apply through one universal application and are first accepted into FTC until funding is exhausted, after which eligible applicants are accepted into FES-EO. For families who select the Personalized Education Program (PEP) pathway, the programs function the same and funds may be used for approved educational expenses including curriculum, tutoring, therapies, virtual education programs, and other eligible services.
Florida’s Family Empowerment Scholarship for Students with Unique Abilities (FES-UA) provides state-funded scholarships for K-12 students with documented disabilities, covering a broad range of approved educational expenses including tuition, therapies, curriculum, tutoring, technology, and other specialized services.
Average Amount
$8,000 or $10,000 for students with unique abilities
Georgia Promise Scholarships
Quick Facts
Georgia’s Promise Scholarship Act is the state’s first Education Savings Account program. This innovative ESA empowers families whose children are in Georgia’s lowest-performing public schools to access around $6,500 per year in state education funds.
Annual Amount
$6,500 per student
Missouri Empowerment Scholarship Accounts Program
Quick Facts
Missouri’s Empowerment Scholarship Accounts Program (often called MOScholars) was established in 2021 to expand educational opportunities for students with special needs or from lower-income families. Tax credit funds are used by certain non-profit organizations to award scholarships to eligible students for personalized education.
Average Amount
On average $7,145
New Hampshire Education Freedom Account (EFA) Program
Quick Facts
New Hampshire’s EFA program gives eligible families $3,700–$9,100 per student per year in public funds to personalize their child’s education. Administered by the Children’s Scholarship Fund NH (CSFNH), these funds can be used for private school tuition, homeschool curriculum, online courses, tutoring, and more. Parents control the funds through a digital ClassWallet Family Wallet.
Average Amount
Average $4,500–$5,000; up to ~$9,100 if the student qualifies for “differentiated aid” (e.g., low-income, IEP, English Learner).
North Carolina Education Student Accounts Plus (ESA+)
Quick Facts
North Carolina’s ESA+ program provides state-funded scholarships to support the education of K–12 students with disabilities. Families can receive either $9,000 or $17,000 annually, depending on the student’s documented disability. These funds can be applied toward tuition at eligible private schools, homeschooling expenses, educational therapies, tutoring, and other approved services.
Average Amount
$9,000 or $17,000 for students with certain disabilities
South Carolina Education Scholarship Trust Fund
Quick Facts
South Carolina’s Education Scholarship Trust Fund (ESTF) program provides state-funded scholarships that allow eligible K-12 students to customize their education through approved expenses such as private school tuition, curriculum, tutoring, therapies, online learning programs, technology, testing fees, and other educational services.
Average Amount
$10,000
Texas Education Freedom Account Program
Quick Facts
Texas’s Education Freedom Account (EFA) program provides state-funded scholarships that allow K-12 students to customize their education through approved expenses such as private school tuition, curriculum, tutoring, therapies, online learning programs, technology, testing fees, and other educational services. Only full enrollment in a private school or online school yields a $10,000 scholarship.
Amount
$10,000 or $2,000
Utah Fits All Scholarship Program
Quick Facts
In August of 2024, the first Utah Fits All Scholarship funds were released to Utah families. From paying for private school and online education to learning therapy, Utahns will use these funds to customize their child’s K-12 education.
Amount
$8,000 for private school, $4,000 for primary-aged homeschoolers, and $6,000 for secondary-aged homeschoolers.
West Virginia Hope Scholarship Program
Quick Facts
West Virginia’s Hope Scholarship gives families $5,267 per student per year. Administered by the State Treasurer’s Office, the scholarship is managed through the EMA (Education Market Assistant) platform. Families can use funds for private school tuition, homeschool curriculum, therapies, tutoring, and more.
Amount
$5,267.38
Many families use ESA funding to support their classical Christian education with Veritas.
Depending on your state program, ESA funds may be used for:
Self-Paced Online Courses
Flexible learning with Veritas curriculum guided by parents at home.
Live Online Classes
Interactive classes led by experienced instructors in a collaborative online environment.
Curriculum and Textbooks
Build a complete classical curriculum using Veritas Press materials.
Veritas Scholars Academy Tuition
Some state ESA programs allow funds to be used for accredited diploma programs.
Because ESA rules vary by state, the best way to understand your options is to explore your state resources above or connect with a family consultant.
We Help Families Navigate ESA Opportunities
Education Savings Accounts can feel complicated at first. Each program has different application processes, rules, and payment systems.
Our team regularly works with ESA families and can help you:
- Understand whether your state offers ESA funding
- Identify which Veritas programs qualify
- Navigate payment systems like ClassWallet or reimbursement
- Find the learning path that best fits your child
Whether you’re just exploring your options or already approved for ESA funding, we’re here to help.
Frequently Asked Questions
What is an ESA?
An Education Savings Account is a publicly funded scholarship that families can use for approved educational expenses such as tuition, online learning, curriculum, and more.
How much funding do ESAs provide?
It depends on the state and, in some programs, on the student. Among the programs on this page, amounts range from about $2,000 to $17,000 per year. Select your state on the map above to see its current amounts.
Can ESA funds be used for online learning?
In many states, yes. Online courses and online schools are approved expenses in a number of ESA programs. Check the eligible expenses listed for your state above, or ask a Family Consultant.
Can I use ESA funding with Veritas Press?
Yes, in many states. Depending on your state’s program, ESA funds may cover Veritas Press curriculum, self-paced courses, live online classes, or Veritas Scholars Academy tuition. Your state’s card above lists which Veritas options are eligible.
Do I need to apply for the ESA before enrolling with Veritas?
Every state’s application process and timeline is different. A Family Consultant can walk you through the steps for your state so your ESA funding and your Veritas enrollment line up.
Still exploring ESA funding?
Our family consultants are happy to walk you through your options and help you understand how ESA programs can support your child’s education.